Bank of India Specialist Officer Recruitment 2026 - 779 Credit Officer Posts

779 Specialist Officer Posts Open at Bank of India

Bank of India (BoI), a major government-owned bank, is looking to hire 779 Specialist Officers for Credit Officer roles across different levels. This recruitment is for the year 2026-27, and it's a solid opportunity for experienced professionals who have the right qualifications and work experience.

What Jobs Are Available?

All 779 positions are for Credit Officer roles under Recruitment Project No. 2026-27/01. These jobs are spread across three different pay grades based on your experience level:

• Credit Officer (GBO Stream) MMGS-II: 617 vacancies - for people with 3 years of work experience after graduation
• Credit Officer (GBO Stream) MMGS-III: 61 vacancies - for people with 5 years of work experience
• Credit Officer (GBO Stream) SMGS-IV: 41 vacancies - for people with 7 years of work experience

These positions are available in Bank of India offices across the country.

Who Can Apply? Eligibility Details

Education Required

You need at least one of these:

• A Bachelor's degree (any subject) with 60% marks or equivalent grade. If you belong to SC/ST/OBC/PWD category, you need 55% marks.
• OR you can have CA (Chartered Accountant), CMA (Cost Management Accountant), ICWA, or CS (Company Secretary) qualification.

Preferred Qualifications

Having these will help your chances:

• A Master's degree in Commerce, Banking, Finance, Management, or Marketing
• MBA or PGDBM (Post Graduate Diploma in Business Management)
• CA, CFA, or CMA-ICWA certifications
• Any credit-related professional course from IIBF, Moody's, or government-approved institutions

Age and Experience

Your age and experience depend on which grade you're applying for:

Important: The age and qualification are checked as of 1 June 2026.

Salary and Pay Scales

The monthly salary depends on which grade you join:

• MMGS-II: ₹64,820 to ₹93,960 per month
• MMGS-III: ₹85,920 to ₹1,05,280 per month
• SMGS-IV: ₹1,02,300 to ₹1,20,940 per month

Application Fee

You need to pay an application fee to apply:

• General candidates: ₹850
• SC/ST/PWD candidates: ₹175

You can pay online using credit/debit cards, internet banking, mobile wallets, or UPI.

Vacancy Breakdown by Category

Here's how the 617 MMGS-II vacancies are split (other grades have smaller numbers):

• Unreserved (UR): 274 posts
• EWS (Economically Weaker Section): 69 posts
• OBC (Other Backward Class): 180 posts
• SC (Scheduled Caste): 102 posts
• ST (Scheduled Tribe): 52 posts
• PWD (Person with Disability): 27 posts

Important Dates - Mark Your Calendar

How You'll Be Selected

The bank will select candidates through:

• An online test (computer-based exam)
• Group Discussion (GD)
• Personal interview

The exact process will depend on how many people apply.

How to Apply Online

Follow these steps:

1. Visit the official Bank of India website or the recruitment portal
2. Look for the recruitment notification for 2026-27/01
3. Click on the "Apply Online" link
4. Fill in all your details carefully - education, experience, personal information
5. Upload your documents (degree certificate, experience letters, etc.)
6. Pay the application fee online
7. Submit your application before 20 July 2026
8. Save your confirmation and keep it safe

What to Remember

• Apply only through the official website - don't trust fake sites
• Check all your details twice before submitting
• Keep copies of your application and payment proof
• Don't miss the deadline - 20 July 2026 is the last date
• Your experience must be relevant to credit or banking work

This is a good opportunity if you have banking or credit experience and meet the education requirements. Start preparing now!