Bank PO / Clerk / RBI - MCQ Practice Questions
Bank exams reward accuracy under time pressure more than depth, and prelims is often decided by a few marks in a twenty minute section. Questions here follow the IBPS PO, IBPS Clerk, SBI PO, SBI Clerk and RBI Grade B pattern across quantitative aptitude, reasoning ability, English language, general and banking awareness, and computer aptitude. Data interpretation sets are included in full rather than as single questions, since that is how they appear in the paper.
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Which of the following is NOT a function of the Deposit Insurance and Credit Guarantee Corporation (DICGC) as per 2024 guidelines?
Bank S's Gross NPA ratio was 2.5% in March 2024 and increased to 2.8% by June 2024. If total advances were ₹1,00,000 crore in June, what was the approximate gross NPA amount?
If Bank A's Capital Adequacy Ratio (CAR) is 15.5%, what is its excess capital above the RBI's minimum requirement of 10.5%?
If a bank lends ₹50 lakh at 9% per annum simple interest for 3 years, what is the total amount to be repaid?
Bank B's Loan-to-Deposit Ratio (LDR) is 82%. If deposits are ₹10,000 crore, what is the loan portfolio?
If Bank C's Earnings Per Share (EPS) is ₹45 and its stock price is ₹900, what is the Price-to-Earnings (P/E) ratio?
Bank D's Asset Quality Indicator shows Stressed Advances at 4.8% in Q3 2024. If total advances are ₹50,000 crore, what are the stressed advances in absolute terms?
If Bank H's dividend payout ratio is 45% and net profit is ₹2,000 crore, what is the dividend paid?
Bank I's average lending rate increased from 8.5% to 9.2% in 2024. What is the increase in basis points?
Bank J's Total Assets grew from ₹2,00,000 crore to ₹2,20,000 crore in one year. What is the Asset Growth Rate?
If Bank A's Net Profit is ₹2,500 crore and Shareholder's Equity is ₹12,500 crore, what is the Return on Equity (ROE)?
Bank B's Capital Adequacy Ratio under Basel III is 12.5%. If the minimum required CAR is 10.5%, what is the excess CAR?
A bank's Non-Performing Assets (NPA) ratio is 2.8%. If total advances are ₹50,000 crore, what is the amount of NPAs?
If Bank C's Deposits are ₹80,000 crore and Advances are ₹60,000 crore, what is the Advances-to-Deposits ratio?
Bank D's Cost-to-Income ratio is 45%. This means for every ₹100 of income, operating costs are:
If Bank E's Interest Margin is 2.5% and advances are ₹40,000 crore, what is the annual interest margin income?
As per RBI's latest 2024 guidelines, what is the minimum Capital Adequacy Ratio (CAR) that a bank must maintain?
Which of the following is NOT a component of a bank's tier 1 capital?
RBI's Monetary Policy Committee (MPC) reviews rates how many times a year as per 2024 guidelines?
A bank's Net Interest Margin (NIM) increased from 2.8% to 3.1% in FY2024. What is the percentage point increase?