Bank PO / Clerk / RBI - MCQ Practice Questions

RBI's regulatory instruments in descending order of mandate: Directions (mandatory), Notifications (legal), Circulars (operational guidance), Guidelines (advisory). Directions are most binding.

Basel III minimums: CET1 6.5%, Tier 1 8.5%, Overall CAR 10.5%. Bank J has CET1 9.5%, Tier 1 11.8%, CAR 15.2% - exceeding all minimums and compliant with conservation buffers.

SLR = 18% of total liabilities. If Government securities (SLR compliance) = ₹45,000 crores, then Total Liabilities = ₹45,$\frac{000}{0}$.18 = ₹2,50,000 crores. Tests understanding of RBI regulations and ratio calculations relevant to banking exams.