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Bank PO / Clerk / RBI - MCQ Practice Questions

Practice <strong>IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B</strong> MCQs covering Quantitative Aptitude, Reasoning Ability, English Language, General/Banking Awareness, and Computer Aptitude. Updated with the latest banking exam pattern.

504 questions | 100% Free

Q.1Easy

As per RBI's monetary policy 2024, what is the current repo rate?

Q.2Easy

Which of the following is NOT a tool of monetary policy used by RBI?

Q.3Easy

As per the latest data, India's GDP growth rate for FY 2024-25 is estimated at approximately:

Q.4Easy

Which organization regulates Mutual Funds in India?

Q.5Medium

If a bank's NPA ratio increased from 2.1% to 2.8% year-on-year, what does this indicate?

Q.6Medium

Study the table: Loan disbursements across 3 branches in lakhs: Branch A: ₹250, Branch B: ₹180, Branch C: ₹320. If total loan recovery was 85%, what was the total outstanding loan amount?

Q.7Medium

What is the Cash Reserve Ratio (CRR) as per latest RBI guidelines 2024?

Q.8Medium

Which regulatory framework applies to payments and settlement systems in India?

Q.9Medium

Analyze the data: Q1 loan disbursement: ₹800 crore, Q2: ₹960 crore, Q3: ₹1,152 crore. What is the sequential growth rate pattern?

Q.10Medium

If a bank's Capital to Risk-Weighted Assets Ratio (CRAR) is 14.5%, and regulatory minimum is 11.5%, what is the capital buffer?

Q.11Medium

Study the performance data: NPAs in 2023: ₹8,000 crore, in 2024: ₹9,600 crore. If total advances are ₹500,000 crore in 2024, what is the NPA ratio for 2024?

Q.12Medium

A bank increased its retail lending from ₹50,000 crore to ₹65,000 crore while corporate lending decreased from ₹80,000 crore to ₹72,000 crore. What is the net change in total lending portfolio?

Q.13Hard

According to Basel III framework implemented in India, what is the minimum Common Equity Tier 1 (CET1) ratio for banks?

Q.14Hard

A bank's Net Interest Margin (NIM) decreased from 3.2% to 2.8% YoY. If gross advances are ₹400,000 crore, what is the approximate impact on net interest income?

Q.15Hard

A bank's Interest Coverage Ratio (ICR) is 3.5x. If interest expenses are ₹2,800 crore, what is the approximate profit before interest and taxes (EBIT)?

Q.16Easy

A bank's Gross Non-Performing Assets (GNPA) ratio increased from 2.1% in FY2023 to 2.8% in FY2024. If the total advances are ₹5,00,000 crore, what is the absolute increase in GNPA amount?

Q.17Easy

Under Basel III norms applicable to Indian banks, what is the minimum Common Equity Tier 1 (CET1) capital ratio requirement?

Q.18Easy

A bank's Return on Equity (RoE) is 18% and its Return on Assets (RoA) is 1.5%. What is the approximate Equity Multiplier (Asset to Equity ratio)?

Q.19Easy

Study the data: A private bank's customer deposits grew from ₹8,50,000 crore (Q1 FY2024) to ₹9,25,000 crore (Q4 FY2024). What is the percentage growth in deposits?

Q.20Easy

If a bank's Statutory Liquidity Ratio (SLR) requirement is 18% and total deposits are ₹6,00,000 crore, what is the minimum amount it must invest in specified securities?