Bank PO / Clerk / RBI

PO, Clerk, RRB — Quantitative, Reasoning, GK

141 Q 3 Topics Take Test

Difficulty: All Easy Medium Hard 21–30 of 141

Topics in Bank PO / Clerk / RBI

All General Awareness 200 Banking Awareness 18 Data Interpretation 100

Q.21 Easy Data Interpretation

A bank's Return on Equity (RoE) is 18% and its Return on Assets (RoA) is 1.5%. What is the approximate Equity Multiplier (Asset to Equity ratio)?

A 10x

B 12x

C 14x

D 16x

Correct Answer: B. 12x

EXPLANATION

RoE = RoA × Equity Multiplier; 18% = 1.5% × EM; EM = 18/1.5 = 12x

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Q.22 Easy Data Interpretation

Under Basel III norms applicable to Indian banks, what is the minimum Common Equity Tier 1 (CET1) capital ratio requirement?

A 4.5%

B 5.5%

C 6.5%

D 7.5%

Correct Answer: A. 4.5%

EXPLANATION

Basel III mandates a minimum CET1 ratio of 4.5% for all banks operating in India as per RBI guidelines

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Q.23 Easy Data Interpretation

A bank's Gross Non-Performing Assets (GNPA) ratio increased from 2.1% in FY2023 to 2.8% in FY2024. If the total advances are ₹5,00,000 crore, what is the absolute increase in GNPA amount?

A ₹3,500 crore

B ₹14,000 crore

C ₹10,500 crore

D ₹35,000 crore

Correct Answer: A. ₹3,500 crore

EXPLANATION

GNPA increase = (2.8% - 2.1%) × ₹5,00,000 crore = 0.7% × ₹5,00,000 crore = ₹3,500 crore

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Q.24 Easy Data Interpretation

Which organization regulates Mutual Funds in India?

A SEBI

B RBI

C IRDA

D PFRDA

Correct Answer: A. SEBI

EXPLANATION

SEBI (Securities and Exchange Board of India) regulates Mutual Funds and the securities market.

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Q.25 Easy Data Interpretation

As per the latest data, India's GDP growth rate for FY 2024-25 is estimated at approximately:

A 5.4%

B 6.2%

C 7.2%

D 8.0%

Correct Answer: B. 6.2%

EXPLANATION

India's GDP growth for FY 2024-25 is estimated around 6.2% as per latest IMF and official government projections.

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Q.26 Easy Data Interpretation

Which of the following is NOT a tool of monetary policy used by RBI?

A Open Market Operations

B Reserve Requirement Ratio

C Direct Tax Collection

D Repo Rate Adjustment

Correct Answer: C. Direct Tax Collection

EXPLANATION

Direct Tax Collection is a fiscal policy tool, not a monetary policy tool. RBI uses OMO, RRR, and repo rate adjustments.

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Q.27 Easy Data Interpretation

As per RBI's monetary policy 2024, what is the current repo rate?

A 6.50%

B 6.00%

C 5.50%

D 7.00%

Correct Answer: A. 6.50%

EXPLANATION

As of December 2024, RBI has maintained the repo rate at 6.50% after the rate cut cycle.

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Q.28 Easy Banking Awareness

The Pradhan Mantri Jan Dhan Yojana (PMJDY) aims to provide banking services to which segment?

A Senior citizens only

B Unbanked and underbanked population

C Agricultural sector only

D Industrial sector workers

Correct Answer: B. Unbanked and underbanked population

EXPLANATION

PMJDY was launched to provide universal access to banking services to unbanked and underbanked sections.

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Q.29 Easy Banking Awareness

What does SWIFT stand for in banking?

A Standard Wire for International Financial Transfer

B Society for Worldwide Interbank Financial Telecommunication

C Secure Wireless International Financial Transaction

D System for World Integration of Financial Technology

Correct Answer: B. Society for Worldwide Interbank Financial Telecommunication

EXPLANATION

SWIFT is the standard international system for financial messaging between banks.

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Q.30 Easy Banking Awareness

Which bank is the largest public sector bank in India by asset size?

A HDFC Bank

B ICICI Bank

C State Bank of India

D Axis Bank

Correct Answer: C. State Bank of India

EXPLANATION

State Bank of India (SBI) is the largest public sector bank in India.

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