Entrance Exams
Govt. Exams
Cost-to-Income Ratio = Operating Expenses/Operating Income. 45% means ₹45 spent to generate ₹100 in income, which is relatively good.
As per Basel III implementation in India, RBI requires banks to maintain a minimum LCR of 100%.
Net Profit = ROA × Total Assets = 1.2% × ₹8,00,000 crore = ₹9,600 crore.
RBI mandates 40% of net bank credit to be allocated to Priority Sector Lending for scheduled commercial banks.
Using EMI formula: EMI = P[r(1+r)^n]/[(1+r)^n-1], where P=25,00,000, r=7.5%/12=0.00625, n=240. EMI ≈ ₹19,420.
Total Amount = 24,324 × 60 = 14,59,440; Interest = 14,59,440 - 10,00,000 = ₹4,59,440
Dividend Yield = (Dividend per Share / Market Price) × 100 = (5 / 80) × 100 = 6.25%
Percentage increase = ((60,000 - 50,000) / 50,000) × 100 = 20%
As per RBI regulations (2024), SLR is set at 20% of net demand and time liabilities
If Debt:Equity = 3:1, then Debt = 3 × Equity = 3 × 5,000 = ₹15,000 crore