Entrance Exams
Govt. Exams
DICGC provides deposit insurance coverage of ₹5 lakhs per depositor per bank to ensure depositor security.
Regional Rural Banks are not classified as SIBs; only major private and public banks meeting size criteria are designated as SIBs.
Amortization is the process of gradually paying off a loan through regular, scheduled installments over time.
RBI mandates that at least 12% of total priority sector lending should go to Micro and Small Enterprises.
Securities borrowing and lending allows banks to manage their security portfolios by borrowing/lending government securities.
CASA ratio reflects the proportion of Current Accounts to Savings Accounts, indicating low-cost deposit base quality.
CDs are negotiable instruments issued by banks at a discount, sold in the money market, with fixed maturity periods.
RBI prescribes priority sector lending to agriculture with a loan limit of ₹50 lakhs for individual farmers.
SWIFT is the Society for Worldwide Interbank Financial Telecommunication, used for secure international fund transfers.
The corridor refers to the band between Repo Rate (upper ceiling) and Reverse Repo Rate (lower floor) for overnight lending.