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Bank PO / Clerk / RBI

PO, Clerk, RRB — Quantitative, Reasoning, GK

494 Q 3 Topics Take Test
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Difficulty: All Easy Medium Hard 251–260 of 494
Topics in Bank PO / Clerk / RBI
Q.251 Medium General Awareness
Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), what is the overdraft limit allowed?
A ₹5,000
B ₹10,000
C ₹15,000
D ₹20,000
Correct Answer:  B. ₹10,000
EXPLANATION

PMJDY accounts are eligible for an overdraft facility up to ₹10,000 after maintaining the account properly.

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Q.252 Easy General Awareness
What is the minimum amount required to open a Sukanya Samriddhi Account?
A ₹250
B ₹500
C ₹1,000
D ₹1,500
Correct Answer:  C. ₹1,000
EXPLANATION

The minimum opening balance for Sukanya Samriddhi Account is ₹1,000 as per 2024 guidelines.

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Q.253 Hard General Awareness
Which framework governs Systemically Important Non-Banking Financial Companies (Si-NBFCs)?
A Basel III framework
B Micro Prudential Regulation framework
C RBI's Regulatory framework for NBFCs
D International Financial Reporting Standards
Correct Answer:  C. RBI's Regulatory framework for NBFCs
EXPLANATION

RBI has a dedicated regulatory framework for NBFCs, with stricter norms for Si-NBFCs to maintain systemic stability.

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Q.254 Medium General Awareness
What is the primary objective of the Digital Payment Index (DPI) launched by RBI?
A To track inflation rates
B To measure digital payment adoption and penetration across the economy
C To regulate cryptocurrency
D To control money supply
Correct Answer:  B. To measure digital payment adoption and penetration across the economy
EXPLANATION

The Digital Payment Index measures and monitors the progress of digital payments in the country across various segments.

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Q.255 Medium General Awareness
Which of the following is an example of a non-bank financial institution (NBFI)?
A Scheduled Commercial Bank
B Housing Finance Company
C Public Sector Bank
D Cooperative Bank
Correct Answer:  B. Housing Finance Company
EXPLANATION

Housing Finance Companies are regulated NBFIs that provide financing for housing but are not classified as banks.

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Q.256 Medium General Awareness
What is the current Statutory Liquidity Ratio (SLR) as per RBI's latest directive?
A 18%
B 19.5%
C 20%
D 25%
Correct Answer:  B. 19.5%
EXPLANATION

As of 2024, the SLR is set at 19.5% of Net Demand and Time Liabilities (NDTL).

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Q.257 Medium General Awareness
Which committee was set up to review the monetary policy framework in India?
A Urjit Patel Committee
B Raghuram Rajan Committee
C Nirmala Sitharaman Committee
D Viral Acharya Committee
Correct Answer:  A. Urjit Patel Committee
EXPLANATION

The Urjit Patel Committee (2014) reviewed the monetary policy framework and recommended an inflation-targeting approach.

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Q.258 Easy General Awareness
What is the tenure of the current Governor of RBI (as of 2024)?
A 3 years
B 5 years
C 6 years
D 7 years
Correct Answer:  C. 6 years
EXPLANATION

The RBI Governor's tenure is 6 years or until age 65, whichever is earlier.

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Q.259 Medium General Awareness
Under which Act is the Payment and Settlement Systems regulated in India?
A Banking Regulation Act, 1949
B Payment and Settlement Systems Act, 2007
C Reserve Bank of India Act, 1934
D Foreign Exchange Management Act, 1999
Correct Answer:  B. Payment and Settlement Systems Act, 2007
EXPLANATION

The Payment and Settlement Systems Act, 2007 provides the legal framework for regulating payment systems in India.

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Q.260 Easy General Awareness
What does NEFT stand for?
A National Electronic Fund Transfer
B National Electronic Financial Transaction
C National External Fund Transfer
D National Electronic Funds Transaction
Correct Answer:  A. National Electronic Fund Transfer
EXPLANATION

NEFT stands for National Electronic Fund Transfer, a system for electronic transfer of funds between banks in India.

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