The Digital Payment Index measures and monitors the progress of digital payments in the country across various segments.

PMJDY accounts are eligible for an overdraft facility up to ₹10,000 after maintaining the account properly.

IBBI, established under the Insolvency and Bankruptcy Code 2016, regulates insolvency professionals and the resolution process.

As per RBI's 2024 KYC guidelines, high-risk customers require re-KYC verification every 2 years.

RBI replaced the Base Rate system with MCLR in 2016 to make lending rates more transparent and responsive to policy changes.

The Deposit Insurance and Credit Guarantee Corporation (DICGC) provides deposit insurance coverage of up to ₹5 lakh per depositor per bank, increased from ₹1 lakh in 2020.

The Basel Committee on Banking Supervision sets international standards for bank capital adequacy. Basel III norms have been implemented in India by RBI for regulatory framework.

The Monetary Policy Committee, headed by the RBI Governor, is responsible for fixing the Repo Rate and conducting monetary policy to achieve inflation control and growth.

SLR is the minimum percentage of deposits that commercial banks are required to maintain in the form of government securities and other approved securities with RBI.

PMMY targets non-corporate and non-farm small/micro businesses for collateral-free loans. It includes Shishu, Kishor, and Tarun loan schemes up to ₹10 lakh.