Which of the following credit facilities is typically used for short-term working capital needs?

The correct answer is B: Cash Credit. Cash Credit is a short-term credit facility provided to businesses for meeting their working capital requirements on a revolving basis.

Under Basel III norms applicable to Indian banks, what is the minimum Common Equity Tier 1 (CET1) capital ratio requirement?

The correct answer is A: 4.5%. Basel III mandates a minimum CET1 ratio of 4.5% for all banks operating in India as per RBI guidelines

If a bank's NPA (Non-Performing Assets) ratio increases significantly, what does it indicate?

The correct answer is B: Deterioration in loan portfolio quality. A higher NPA ratio indicates that a larger portion of the bank's loans are in default or arrears, reflecting deteriorating asset quality and credit risk.

Which of the following is a feature of digital banking in India's financial inclusion drive?

The correct answer is D: All of the above. Digital banking provides reduced costs, 24/7 access, and enables financial inclusion for unbanked populations through mobile and internet banking.

In data interpretation, if Bank P's market share increased from 8.5% to 9.8% and total market size is ₹50,00,000 crores, what is the increase in Bank P's market share value in crores?

The correct answer is B: ₹6,500 crores. Market share increase = 9.8% - 8.5% = 1.3%. Value increase = 1.3% of ₹50,00,000 = ₹6,500 crores

Home

Home › Subjects › Bank PO / Clerk / RBI › Banking Awareness

Bank PO / Clerk / RBI
Banking Awareness

PO, Clerk, RRB — Quantitative, Reasoning, GK

5 Q 3 Topics Take Mock Test

Difficulty: All Easy Medium Hard 1–5 of 5

Topics in Bank PO / Clerk / RBI

All General Awareness 200 Banking Awareness 18 Data Interpretation 100

Q.1 Easy Banking Awareness

The Pradhan Mantri Jan Dhan Yojana (PMJDY) aims to provide banking services to which segment?

A Senior citizens only

B Unbanked and underbanked population

C Agricultural sector only

D Industrial sector workers

Correct Answer: B. Unbanked and underbanked population

EXPLANATION

PMJDY was launched to provide universal access to banking services to unbanked and underbanked sections.

Test

Q.2 Easy Banking Awareness

What does SWIFT stand for in banking?

A Standard Wire for International Financial Transfer

B Society for Worldwide Interbank Financial Telecommunication

C Secure Wireless International Financial Transaction

D System for World Integration of Financial Technology

Correct Answer: B. Society for Worldwide Interbank Financial Telecommunication

EXPLANATION

SWIFT is the standard international system for financial messaging between banks.

Test

Q.3 Easy Banking Awareness

Which bank is the largest public sector bank in India by asset size?

A HDFC Bank

B ICICI Bank

C State Bank of India

D Axis Bank

Correct Answer: C. State Bank of India

EXPLANATION

State Bank of India (SBI) is the largest public sector bank in India.

Test

Q.4 Easy Banking Awareness

What is the current repo rate as per RBI's latest monetary policy (2024-2025)?

A 5.75%

B 6.50%

C 6.25%

D 5.50%

Correct Answer: B. 6.50%

EXPLANATION

RBI has set the repo rate at 6.50% in its latest policy review of 2024-2025.

Test

Q.5 Easy Banking Awareness

Which of the following is the regulatory body for banks in India?

A Reserve Bank of India

B State Bank of India

C Securities and Exchange Board of India

D Insurance Regulatory and Development Authority

Correct Answer: A. Reserve Bank of India

EXPLANATION

RBI is the central bank and primary regulator of all banks in India.

Test

All Subjects & Topics

Govt. Exams

Entrance Exams

Teacher Exams

Subjects

Quick Links

Bank PO / Clerk / RBI Banking Awareness

Bank PO / Clerk / RBI
Banking Awareness