According to RBI's latest 2024 guidelines, the minimum Statutory Liquidity Ratio (SLR) for scheduled banks is:

The correct answer is C: 20%. As per RBI regulations (2024), SLR is set at 20% of net demand and time liabilities

Under Priority Sector Lending (PSL) norms, what is the minimum percentage of credit that Scheduled Commercial Banks must allocate to agriculture?

The correct answer is C: 12%. RBI's PSL guidelines mandate a minimum 18% of Adjusted Net Bank Credit (ANBC) to agriculture, with 8% to small and marginal farmers.

Analyze the data: A bank's CASA ratio decreased from 42% in Q2 to 39% in Q3. What regulatory and operational concern does this raise?

The correct answer is B: The bank is relying more on expensive term deposits, impacting NIM. CASA (Current Account & Saving Account) ratio declining means lower proportion of low-cost deposits. The bank must fund advances with more expensive term deposits, which increases Cost of Funds and compresses NIM.

Which of the following is the regulatory body that oversees the payment and settlement systems in India?

The correct answer is C: RBI. The Reserve Bank of India (RBI) oversees payment and settlement systems in India. NPCI is a subsidiary of RBI that operates retail payment systems.

What is the minimum amount required to open a Sukanya Samriddhi Account?

The correct answer is C: ₹1,000. The minimum opening balance for Sukanya Samriddhi Account is ₹1,000 as per 2024 guidelines.

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Bank PO / Clerk / RBI
General Awareness

PO, Clerk, RRB — Quantitative, Reasoning, GK

43 Q 3 Topics Take Mock Test

Difficulty: All Easy Medium Hard 41–43 of 43

Topics in Bank PO / Clerk / RBI

All General Awareness 200 Banking Awareness 18 Data Interpretation 100

Q.41 Hard General Awareness

What is the concept of 'Too Big to Fail' in banking regulation?

A Large banks always make profits

B Some banks are systemically important and their failure could destabilize the entire financial system

C Only large banks should be regulated

D Large banks should not be subject to stress testing

Correct Answer: B. Some banks are systemically important and their failure could destabilize the entire financial system

EXPLANATION

The 'Too Big to Fail' concept recognizes that systemically important banks require stricter regulation and capital requirements because their failure could trigger a financial crisis.

Test

Q.42 Hard General Awareness

Under Basel III, what is the minimum Common Equity Tier 1 (CET1) capital ratio required for banks?

A 4.5%

B 5.5%

C 6.5%

D 7.5%

Correct Answer: A. 4.5%

EXPLANATION

Basel III mandates a minimum CET1 ratio of 4.5% of risk-weighted assets, along with additional capital buffers for systemically important banks.

Test

Q.43 Hard General Awareness

Which committee's recommendations led to the implementation of Basel III norms in Indian banking?

A Narasimham Committee

B Patel Committee

C Chakrabarty Committee

D Basel Committee on Banking Supervision

Correct Answer: D. Basel Committee on Banking Supervision

EXPLANATION

Basel III norms were developed by the Basel Committee on Banking Supervision and adopted globally to strengthen banking sector resilience post-2008 financial crisis.

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Bank PO / Clerk / RBI General Awareness

Bank PO / Clerk / RBI
General Awareness