Govt. Exams
Entrance Exams
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Topics in Bank PO / Clerk / RBI
A bank's Return on Equity (RoE) is 18% and its Return on Assets (RoA) is 1.5%. What is the approximate Equity Multiplier (Asset to Equity ratio)?
Correct Answer:
B. 12x
EXPLANATION
RoE = RoA × Equity Multiplier; 18% = 1.5% × EM; EM = 18/1.5 = 12x
Under Basel III norms applicable to Indian banks, what is the minimum Common Equity Tier 1 (CET1) capital ratio requirement?
Correct Answer:
A. 4.5%
EXPLANATION
Basel III mandates a minimum CET1 ratio of 4.5% for all banks operating in India as per RBI guidelines
A bank's Gross Non-Performing Assets (GNPA) ratio increased from 2.1% in FY2023 to 2.8% in FY2024. If the total advances are ₹5,00,000 crore, what is the absolute increase in GNPA amount?
Correct Answer:
A. ₹3,500 crore
EXPLANATION
GNPA increase = (2.8% - 2.1%) × ₹5,00,000 crore = 0.7% × ₹5,00,000 crore = ₹3,500 crore
Which organization regulates Mutual Funds in India?
Correct Answer:
A. SEBI
EXPLANATION
SEBI (Securities and Exchange Board of India) regulates Mutual Funds and the securities market.
As per the latest data, India's GDP growth rate for FY 2024-25 is estimated at approximately:
Correct Answer:
B. 6.2%
EXPLANATION
India's GDP growth for FY 2024-25 is estimated around 6.2% as per latest IMF and official government projections.
Which of the following is NOT a tool of monetary policy used by RBI?
Correct Answer:
C. Direct Tax Collection
EXPLANATION
Direct Tax Collection is a fiscal policy tool, not a monetary policy tool. RBI uses OMO, RRR, and repo rate adjustments.
As per RBI's monetary policy 2024, what is the current repo rate?
Correct Answer:
A. 6.50%
EXPLANATION
As of December 2024, RBI has maintained the repo rate at 6.50% after the rate cut cycle.
