Govt. Exams
Entrance Exams
CDs are negotiable instruments issued by banks at a discount, sold in the money market, with fixed maturity periods.
RBI prescribes priority sector lending to agriculture with a loan limit of ₹50 lakhs for individual farmers.
The corridor refers to the band between Repo Rate (upper ceiling) and Reverse Repo Rate (lower floor) for overnight lending.
If NII increases but Net Profit decreases, it indicates higher provisions/contingencies or elevated operating expenses offsetting income gains.
SLR is currently maintained at 21.5% of Net Demand and Time Liabilities (NDTL) as per RBI guidelines.
As per RBI's latest monetary policy stance in 2024, the repo rate stands at 6.5% with a neutral policy stance.
RBI mandates a minimum CRAR of 10.5% for SCBs, comprising 5.5% Tier I capital and 5% Tier II capital as per Basel III framework.
PMSBY provides accidental death insurance coverage of ₹2 lakhs to individuals aged 18-70 years at a nominal annual premium.
An NPA is a loan or advance where principal or interest payment is overdue by 90 days or more from the contractual due date.
PMJBY provides accidental death insurance coverage to BPL families and unorganized sector workers at a minimal premium.
