Govt. Exams
Entrance Exams
PMJDY accounts are eligible for an overdraft facility up to ₹10,000 after maintaining the account properly.
The Digital Payment Index measures and monitors the progress of digital payments in the country across various segments.
Housing Finance Companies are regulated NBFIs that provide financing for housing but are not classified as banks.
As of 2024, the SLR is set at 19.5% of Net Demand and Time Liabilities (NDTL).
The Urjit Patel Committee (2014) reviewed the monetary policy framework and recommended an inflation-targeting approach.
The Payment and Settlement Systems Act, 2007 provides the legal framework for regulating payment systems in India.
RBI guidelines specify 80% as the maximum LTV ratio for housing loans to manage systemic risk.
CASA (Current Account Saving Account) ratio measures the proportion of low-cost deposits, indicating deposit quality and profitability.
OMO involves buying and selling government securities to regulate liquidity and money supply in the banking system.
LAF allows banks to borrow through Repo (overnight) or Reverse Repo to manage short-term liquidity needs.
