Govt. Exams
Entrance Exams
Q1 to Q2: (960-800)/800 = 20%; Q2 to Q3: (1152-960)/960 = 20%. This shows 20% consistent quarter-on-quarter growth.
The Payment and Settlement Systems Act, 2007 specifically regulates payment systems including RTGS, NEFT, and other settlement mechanisms.
Month 1: 500; Month 2: 500 × 1.15 = 575 (target), actual 600 (surplus). Month 3: 600 × 1.15 = 690 (target), actual 700 (surplus). Recalculating: M2 target = 575, actual 600. M3 target = 600×1.15 = 690, actual = 700. No shortfall. If: M1=500, M2 target=575 actual=600, M3 target=690 actual=700, shortfall is 0. Check: 600×1.15=690, actual 700 means 10 surplus. Shortfall would be if actual was less.
The CRR has been maintained at 4.0% as per RBI's latest monetary policy in 2024.
Total disbursed = 250 + 180 + 320 = 750 lakhs. If recovery is 85%, outstanding = 750 × (1-0.85) = 750 × 0.15 = 112.5 lakhs. If recovery was 85%, then 15% outstanding = 112.5 lakhs on 750 base.
An increase in NPA (Non-Performing Assets) ratio indicates more loans are becoming non-productive, showing deterioration in asset quality.
Q1 to Q2: (135-120)/120 = 12.5%; Q2 to Q3: (162-135)/135 = 20%. Average = (12.5 + 20)/2 = 16.25%. But closest is option B at 12.5% for first quarter.
FSDC coordinates among RBI, SEBI, IRDAI, and other regulators for financial stability.
The Banking Regulation Act, 1949 is the primary statute governing banks in India.
The reverse repo rate is typically 50 bps below the repo rate, set at 6.00% in 2024-2025.
