A bank's Return on Equity (ROE) improved from 12% to 14.5% while its Net Profit Margin decreased from 28% to 26%. This suggests:

The correct answer is B: Increase in leverage. Improved ROE despite lower NPM indicates higher financial leverage (more debt relative to equity), amplifying returns to equity holders

Bank S's Gross NPA ratio was 2.5% in March 2024 and increased to 2.8% by June 2024. If total advances were ₹1,00,000 crore in June, what was the approximate gross NPA amount?

The correct answer is B: ₹2,800 crore. Gross NPA = NPA Ratio × Total Advances = 2.8% × ₹1,00,000 crore = ₹2,800 crore.

A bank's Non-Performing Asset (NPA) ratio is 2.8%. Which of the following asset classification would NOT be included in this calculation?

The correct answer is D: Standard Assets. NPA includes substandard, doubtful, and loss assets. Standard assets (performing assets) are excluded from NPA calculations as per RBI's asset classification guidelines.

Which committee is responsible for reviewing the regulatory framework for banks in India?

The correct answer is C: Basle Committee. The Basel Committee on Banking Supervision sets international standards for bank capital adequacy. Basel III norms have been implemented in India by RBI for regulatory framework.

What is the current Statutory Liquidity Ratio (SLR) requirement for Scheduled Commercial Banks as per RBI's 2024 guidelines?

The correct answer is C: 18%. RBI has maintained the SLR requirement at 18% of Net Demand and Time Liabilities (NDTL) since 2020.

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Bank PO / Clerk / RBI

PO, Clerk, RRB — Quantitative, Reasoning, GK

141 Q 3 Topics Take Mock Test

Difficulty: All Easy Medium Hard 141–141 of 141

Topics in Bank PO / Clerk / RBI

All General Awareness 200 Banking Awareness 18 Data Interpretation 100

Q.141 Easy

If a bank offers 8% per annum simple interest on a savings account, what will be the total interest earned on ₹50,000 after 3 years?

A ₹12,000

B ₹15,000

C ₹18,000

D ₹20,000

Correct Answer: A. ₹12,000

EXPLANATION

SI = (P × R × T)/100 = (50,000 × 8 × 3)/100 = ₹12,000

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